Raise Your Personal Debt Ceiling? No Way!

Since the NFL CBA is not done yet, I feel like I’m in a state of suspended animation. In fact, that’s how a lot of us feel about our businesses in this economy. Our profits are getting better – not as good as the good ol’ days, but better than the last two years. Many clients and friends have learned the same lessons as I have.

We’ve been using “necessary roughness”  on our budget and have spent less. In the process, we had three important realizations:

  1. We are no less happy than we were when we were spending lots of money on clothes, costume jewelry, and expensive restaurants. (I’m happier than I’ve ever been – what’s up with that?)
  2. We realize the above items are not necessary for our fun, our existence, or even our social life!
  3. “If only we had lived like this for the last ten years, we would have saved easily over a million dollars!”

This last point is painful to realize, but hopeful in that tomorrow is not the last day we will be working! So keep on keepin’ on, don’t feel scared or poor. . . and know that our best days are ahead. After all, this is the attitude of every professional football player out there.



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